Our Commitment

Roseth Mortgage is committed to ensuring that all persons have equal access to housing and credit without regard to:

• Race or color
• National origin
• Religion
• Sex
• Familial status
• Disability
• Age
• Marital status
• Sexual orientation
• Gender identity

Fair Lending Laws

We comply with all applicable fair lending laws, including:

• Fair Housing Act: Prohibits discrimination in housing transactions
• Equal Credit Opportunity Act (ECOA): Ensures equal access to credit
• Community Reinvestment Act (CRA): Encourages lending in underserved communities
• Home Mortgage Disclosure Act (HMDA): Requires disclosure of lending data

Filing a Complaint

If you believe you have experienced discrimination in housing or lending, you can file a complaint with:

Our Fair Lending Practices

• All loan applications are evaluated using objective, credit-related criteria
• We provide equal service and consideration to all applicants
• Our lending decisions are based solely on creditworthiness and ability to repay
• We maintain comprehensive fair lending training for all employees
• Regular audits ensure compliance with fair lending requirements

Language Accessibility

We strive to provide language accessibility services to ensure all customers can access our services. If you need assistance in a language other than English, please contact us and we will work to accommodate your needs.